State Bank of Travancore Logo, Click here to view the bank's website
You are here: FAQ

Frequently Asked Questions - INTERNET BANKING

  1. What is SBT Online?

    SBT Online is the Internet banking service provided by State Bank of Travancore, the premier Bank of Kerala.

    What is special about Internet banking?

    Internet banking is the most convenient way to bank- anytime, any place, at your convenience.

  2. I do not have a PC?

    You can access SBT Online from any computer that has connectivity to the Internet. But make sure your computer is Malware free.

  3. How do I access SBT Online?

    You need to have an account at a branch of SBT. You also need to register for the Internet banking service with the branch. Branch will provide you a Pre Printed Kit (PPK) containing username and password for first login. If you are not in a position to collect PPK in person, the bank will arrange to send a username through SMS and a mailer containing password to your registered address. Logon to using this username and password. At the first login, you will need to go through a simple initialization process. Our Net banking assistant will guide you step by step through this

  4. I do not have an account with SBT?

    You are welcome to open it now. It is very easy to open an account with SBT. Application is available on the home page of or just walk in to any of our branches nearby. Our staff would be pleased to assist you.

  5. I am an Indian Resident. How do I open an account?

    Follow the below simple steps:

    • You can collect the account opening form from a branch or download it from Please visit an SBT Branch with completed form, two passport size photographs and KYC documents (original and photocopies).
    • Make an initial deposit and your account is opened.
  6. I am a Non-resident Indian. How do I open an account?

    If you are on a visit to India, please follow the procedure described for a resident Indian. Please carry your passport also.If you want to open the account when you are outside India:

    • Collect and fill the NRI Application Form.
    • Get your application attested by an SBT official or at the Indian consulate. You can have the application form notarized locally.
    • Submit the application form with a copy of your passport and initial remittance to a branch of your convenience offering INB service in India.. Alternatively, you could also hand over these documents to an SBT branch nearby, if one is available. You need to specify instructions to open an account in India at the branch of your choice.
  7. Can my school going daughter open such account?

    Of course. Children of any age can have joint accounts with their parent or guardian. Children above 10 years of age can have their own bank account, subject to certain financial limits.

  8. I want to register for SBT Online, now. What do I do?

    Download the Registration Forms in the SBT Online site, complete the form and submit it at your branch. Your registration formalities are complete after your details are verified and authenticated by the branch

  9. Why are the user name and password so cryptic?

    The user name and password are system generated. OnlineSBT has no control over this process. During your first visit to SBT Online, you must mandatorily change your user name and password.

  10. Can I change the user name and password that were sent to me by courier?

    Yes. It is mandatory for you to change the system generated user name and password when you first logon to SBT Online. Later at any point of time, you can change your password but not the user name.

  11. Can I change my password?

    Passwords can be changed any time and any number of times. In fact we recommend that your password should be changed periodically to secure access to your account information.

  12. What are the good practices for creating a password?
    • You are requested to select a word that is not available in an English Dictionary.
    • Do not assign your name, your family or vehicle number as your password, as it can be easily guessed.
    • Change your password frequently.
    • Please commit your password to memory. Do not write it down or paste it somewhere.
    • Do not divulge your password to anybody even if they claim to be from SBT.
  13. What happens if I forget my login password?

    Click on the 'Forgot password' link in the site and provide the requested information. A new password will be sent to your registered address within 10 working days. If you are in the home town, please visit your branch, where you will get the new password, over the counter, immediately.

  14. What happens if I forget my Internet banking username?

    If you forget the Internet banking user name, contact your branch and re-register yourself.

  15. I am unable to login with the user name and password sent to me by courier.

    The user name and password are cryptic in nature because they are system generated and are case sensitive. When you are typing the user name and password for the first time, ensure that you type the characters as they appear in the document sent to you. If you still encounter problems, contact your branch, for a resolution.

  16. I want to know more about State Bank of Travancore?

    We are glad about the interest you have evinced in SBT. Please log into for more details.

  17. I want to know more about SBT Online?

    We would be glad to answer any specific queries. Please call our toll free number 1800-4255566.

New Services

SBT - InstaPay

Make instant payment for utility bills... More More

SBI InstaPay

How secure & safe is SBTOnline?

Now SBTOnline is secured with Extended Validation - SSL
(EV-SSL) Certificate!

MoreMore about Verisign

Verisign Logo
important note This site uses highly secure 256-bit encryption and is compatible with Microsoft Internet Explorer 7 and above or Mozilla 3 and above. If you have an older version of Internet Explorer or Mozilla, please upgrade your browser.